KSTP 5 Eyewitness News - Certified FAA Pilot Inspecting Damaged Roofs
News story covering the August 11 2023 Minneapolis Hail Storm. Featuring Austin Metzger - certified faa drone pilot Branden- Lead forensics expert
How will you ensure the quality and durability of the repairs?
Roofing Quality
Quality Materials: Commit to using high-quality, durable materials that are suitable for the specific repair needs and local weather conditions.
Skilled Workforce: Ensure that the repair team consists of skilled and experienced professionals who are qualified to perform the necessary work.
Compliance with Standards: Follow all relevant building codes and industry standards to ensure that repairs are made correctly and safely.
Manufacturer Specifications: Adhere to manufacturer specifications for all materials and products used, ensuring optimal performance and warranty validation.
Quality Control Checks: Implement regular quality control checks throughout the repair process to identify and correct any issues early on.
Subcontractor Vetting: If subcontractors are used, ensure they have a proven track record of quality work and are properly licensed and insured.
Communication: Maintain open communication with the homeowner, providing updates and explanations about the repair processes and decisions.
Documentation: Provide detailed documentation of the repair work, including what was done, materials used, and any warranties or guarantees.
Final Walk-Through: Conduct a final walk-through with the homeowner to review the completed work, address any concerns, and ensure satisfaction.
Warranty and Follow-Up: Offer a clear warranty for the repair work and provide follow-up services to address any issues that may arise after the repairs are completed.
By addressing these points, the contractor demonstrates a commitment to quality and durability, ensuring that the repairs will be long-lasting and up to the homeowner's standards.
HO6 Process - W/ Construction Company
HO6 Process
If a construction company is involved in your HO6 claim process, here's what you would typically need to do:
Authorize Repairs: Give the construction company the go-ahead to start the repair work as per the insurance adjuster's assessment.
Monitor Progress: Keep an eye on the repair work to ensure it aligns with the agreed-upon scope and quality.
Communicate: Stay in touch with the construction company for updates and address any concerns promptly.
Verify Completion: Once the repairs are done, inspect the work to ensure everything is completed to your satisfaction.
Lien Waivers: Obtain lien waivers from the construction company, indicating that they have been paid and waive the right to place a lien on your property.
Coordinate with Insurance: Ensure the construction company provides any necessary documentation or invoices to the insurance company for payment.
Release of Funds: Work with your insurance company to release the final payment to the construction company once all work is satisfactorily completed.
Warranty Documentation: Obtain any warranties or guarantees for the work performed and materials used.
Report Issues: If any issues arise with the repairs after completion, report them to the construction company for resolution under warranty.
Keep Records: Maintain a file with all documentation related to the repairs and the claim for future reference.
What is the extent of the damage, and what repairs are necessary?
What repairs do I need after a Storm?
Initial Inspection: Conduct a thorough inspection of the property to assess all storm-related damage, including areas that are not immediately visible.
Documentation: Take photos and make detailed notes of all damages for insurance purposes and as a reference for the repair plan.
Expert Consultation: Involve specialists if necessary, such as structural engineers or roofing experts, to assess complex or severe damages.
Safety First: Identify and communicate any immediate safety concerns to the homeowner, such as electrical issues or structural instability.
Prioritization: Determine which repairs are urgent to prevent further damage or safety hazards and which can be scheduled for later.
Detailed Report: Provide the homeowner with a comprehensive report outlining the extent of the damage, categorized by area of the home.
Repair Plan: Develop a clear, step-by-step plan for repairs, including timelines and materials needed.
Cost Estimate: Offer an itemized cost estimate for each aspect of the repair work, helping the homeowner understand where their money will be spent.
Insurance Liaison: Assist the homeowner in understanding what aspects of the damage and repairs will likely be covered by their insurance policy.
Communication: Maintain open lines of communication with the homeowner to answer questions and provide updates on the damage assessment and repair planning process.
If you would like an example report. Email me “Report” at austin@metzgee.com
How long will the repairs take?
How long will the repairs take?
Project Scope: Clearly define the scope of the work, detailing which repairs are needed and the estimated time each will take.
Timeline Estimation: Provide a realistic timeline for the completion of the repairs, considering the extent of the damage and the availability of materials and labor.
Phased Approach: If applicable, break down the repair process into phases, giving specific timeframes for each phase.
Weather Considerations: Factor in potential weather-related delays, especially if the repairs involve exterior work.
Workforce Allocation: Explain how the size and expertise of the repair crew will affect the project's duration.
Material Availability: Discuss how the availability or delay in obtaining necessary materials could impact the timeline.
Permitting Process: Include the time required for obtaining any necessary permits and how this could influence the start and progression of the work.
Contingency Plan: Provide a contingency plan for unexpected issues that may extend the repair time, ensuring transparency about potential delays.
Regular Updates: Commit to providing the homeowner with regular updates on the progress of the repairs and any changes to the estimated completion time.
Final Inspection: Include time for a final inspection and any necessary adjustments, ensuring that the work meets quality standards and homeowner approval before considering the project complete.
What will the repairs cost, and what is covered by insurance?
How much will this storm cost me?
Detailed Cost Breakdown: Provide an itemized cost estimate for the repairs, detailing labor, materials, and any other expenses.
Insurance Estimate Comparison: Compare the contractor's estimate with the insurance adjuster's estimate to identify any discrepancies or additional negotiations needed.
Deductible Information: Clarify the homeowner's insurance deductible amount and how it will be applied to the overall cost of repairs.
Coverage Limits: Explain the limits of the homeowner's insurance coverage and how these limits may affect the funding of the repairs.
Exclusions and Limitations: Detail what types of damage or repair work are not covered by the homeowner's insurance policy.
Direct Billing to Insurance: Discuss the possibility of direct billing to the insurance company and how this process would work.
Out-of-Pocket Costs: Clearly outline any expected out-of-pocket expenses for the homeowner, including upgrades or repairs not covered by insurance.
Payment Schedule: Provide a payment schedule that aligns with major milestones in the repair process, offering transparency on when and how payments should be made.
Assistance with Claims: Offer to assist the homeowner in navigating the insurance claims process, including providing necessary documentation and advocating on their behalf.
Potential for Additional Costs: Address the possibility of uncovering additional damage during repairs that may affect costs and discuss how such situations would be handled financially and with the insurance company.